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Wednesday, April 25, 2007

Protect Your Income

It's a cliche, but a true one: you never know what can happen.

Sure, you feel healthy but one unforeseen accident, and you are disabled and suddenly your future and your family's future is in doubt.

If you don't care about cliches, then listen to the statistics:

  • If you're under age 35, chances are one in three that you will be disabled for at least six months during the course of your career.
  • Men have a 43% chance of becoming seriously disabled during their working years.
  • Women have a 54% chance.
  • At age 42, it is four times more likely that you will become seriously disabled than that you will die during your working years.
Once you've thought about all that, then consider your need for disability insurance.

Protectyourincome.com is the leading site about disability insurance. The site will quickly and easily your questions about when and how to buy disability insurance and how much protection you need.

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Friday, March 02, 2007

Study Finds Much Support In Canada For Including People With Intellectual Disabilities In Workplace


People with intellectual disabilities (ID) should be included in the workplace, and supported in their efforts to get there, say a majority of respondents in a Queen’s University poll on public attitudes toward employing people with ID.

Sixty-five per cent of respondents say that workers with ID should work alongside workers without ID, while 71 per cent note that a lack of appropriate training programs is likely preventing those with ID from obtaining employment, the university says.

The study will appear in the Journal of Vocational Rehabilitation on the eve of the signing of the UN Convention on the Rights of Persons with Disability, March 30.

“The findings from our poll are very positive in terms of the willingness of the public to see people with ID working,” says Rosemary Lysaght (Rehabilitation Therapy). “They indicate that people understand the right of people with ID to contribute and derive the same benefits from work that other people get. In fact many people with ID already perform significant amounts of volunteer work for their communities. We know from interviews we have conducted as part of another study with paid and unpaid works with ID that many would prefer to be paid.”

Lysaght conducted the research along with study lead Philip Burge (Psychiatry) and co-investigator Hélène Ouellette-Kuntz (Psychiatry/Community Health and Epidemiology). They are all members of the South Eastern Ontario Community-University Research Alliance in Intellectual Disabilities (CURA), which funded the research through a Social Sciences and Humanities Research Council of Canada grant.

Entitled Public Views on Employment of People With Intellectual Disabilities, the paper notes that this is the first time a sizable sample has been surveyed on the issue of inclusive employment in Canada.

“We now know that public attitudes are not a barrier to keeping workers with ID out of the workplace. Another study we are conducting shows that, in our region, the majority of workers with ID who do find work hold service-oriented jobs and are regularly in contact with the public. Our poll also told us that people sense that the supports and services to get people with ID into meaningful work are not adequate,” says Lysaght.

The 680 poll respondents were asked their views on the best type of employment for most adults with ID, the impact of ID workers on their co-workers without ID, and the barriers to workplace inclusion faced by workers with ID.


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