Why Wait For Health Reform? Save Money Now

The politicians in Washington are promising healthcare reform will happen soon. But what about today?

Are you paying too much for your medications? Have you lost your health insurance and are paying fully out of pocket?

There's a website that may be able to help. The site allows you to purchase prescription medications from India at a fraction of the cost. These medications are made in India, but are based upon their US counterparts. The site guarantees all medications meet all of the US FDA regulations.

The only downside, as it were, is that it does take 10 to 14 days for the medications to ship to you. However, if you are on regular medications, you can plan ahead and not worry about disruptions.

Shopping the site is easy, as it breaks the medications down by category: Acne, Diabetes, Asthma, Cancer meds, etc.

Click on one of the links above to see if this website could become your own healthcare reform.

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Information About Affordable Health Care

The headlines tell us the costs of healthcare keep rising, even as the economy has tanked. And as the recession has set in, Americans across the economic spectrum have lost health coverage due to layoffs and other hardships.

The news also talks about efforts in Washington to reform healthcare to achieve Affordable Health Insurance for all. Healthcare reform will be a national debate, but in the meantime, what is the status of Affordable Health Insurance?

Click on the links above to connect to a group of healthcare journalists, researchers and others who report on Affordable Health Insurance -- and where the scams are. This website will tell you about misconceptions about health coverage, as well as some tips and advice that might help you and your family either save money on health coverage -- or even attain health insurance if you don't have it currently.

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Help Getting California Health Insurance

Healthcare today is caught in a difficult squeeze -- health costs continue to rise even as our economy slows and contracts.

That's why you need a good health plan, such as california group health insurance.

In difficult economic times, there are plenty of expenditures we make that we can re-evaluate and cut back on. The health care of ourselves, our family -- particularly our children -- should not be one of those.

People in today's modern society should not have to make a choice between good medical care and another essential or necessity.

These weblinks in this post can help you find a california group health insurance plan that works for you and is affordable and meets your needs.

This site advertises a variety of health insurance options, from group, to individual, to dental.

If you are an individual searching for a good, affordable plan, you ought to take a look because finding individual coverage is so difficult today with so much worry about pre-existing conditions, etc.

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Drug Study Looks at Cost-Saving Step That Could be Used by Millions

Slicing certain pills in half could slice a hefty amount off of America’s prescription drug costs. While only some types of pills can be split safely, the practice could be used by millions of Americans – including many of those who take popular cholesterol-lowering drugs.

Now, a new University of Michigan study adds more evidence that splitting a high-dose pill and swallowing half of it, rather than taking a whole low-dose pill each time, doesn’t change those medicines’ impact on cholesterol levels. It is also the first prospective randomized controlled trial of pill-splitting, and the first to look at the impact of out-of-pocket costs on patients’ willingness to take the time to split pills.

The study is published in the June issue of the American Journal of Managed Care by a team from the UM Health System and the UM College of Pharmacy.

“This study was done in part to see what the impact would be of having some of the cost savings go back to the patient,” says first author Hae Mi Choe, PharmD, CDE, clinical assistant professor in the college and a UMHS clinical pharmacist.

While the study did not find that out-of-pocket costs had an impact on the participants’ tendency to split and take their pills in the six-month study, most participants said that reduced co-pays would be needed to entice them to continue splitting pills.

The findings have already had an impact on one large employer’s prescription drug plan: UM used them to justify a pill-splitting program that launched in early 2006. In its first full year, the program saved the University $195,000, and saved more than 500 employees and retirees a total of more than $25,000 in drug co-pay costs.

Pill-splitting relies on the fact that many medicines are manufactured in tablet formulations that contain different doses of the active ingredient. Some of the higher-dose tablets can be cut in half with a blade to produce two lower-dose tablets – for example, 80 milligram tablets can be cut to produce two 40-mg tablets.

Because drug manufacturers and wholesalers don’t usually charge twice the price for twice the dose, the cost of half of a high-dose pill is far lower than the cost of buying a whole pill containing the same dose of medicine. So, pill-splitting can save money for the insurance plan or pharmacy-benefit manager that buys the pills for a group of insured patients -- and for the employer or government agency that pays for the plan.

But few prescription plans currently structure their benefits to encourage pill-splitting, by charging lower co-pays to patients who buy high-dose pills they intend to split.

Patients have been splitting pills on their own for years. Some do it without their doctors’ knowledge, to try to save money. But others do it with help from physicians who write prescriptions for a higher dose and instruct patients on how to make one month’s supply last two months. However, this can result in potentially dangerous confusion, and skew the patient’s and doctor’s records.

In recent years, pharmacists have worked to determine which tablets can be safely split, and which — such as drugs that exit the body quickly, or that have time-release coatings — cannot.

Cholesterol-lowering drugs called statins are among the most widely-used classes of medicines, with tens of millions of Americans taking the drugs. They’re also good candidates for splitting because they linger in the body for a relatively long time, and because small day-to-day dose fluctuations that can happen when pills are split don’t make a major difference in cholesterol levels.

The UM study involved patients who were taking atorvastatin, pravastatin, or simvastatin, which are sold commercially as Lipitor, Pravachol, and Zocor or genetic simvastatin, respectively. The patients were all being treated by physicians at a single UMHS health center. They were also better educated and more likely to be white and female than the general U.S. adult population.


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